Do new Pharmacy Services raise your insurance cost?

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Yes and no... It ultimately comes down to your insurer, insurance adviser, the service, and your individual needs. When adding new services, some insurance providers may automatically add extended cover, which can lead to unexpected costs that add to ongoing pressure. 

As new private services expand, pharmacies may face extra indemnity charges. Our team review each pharmacy’s needs and tailors the insurance cover to them. It’s also why some services we arrange cover for can have cover extended to them free of charge. We have offered this to pharmacies as it helps reduce financial pressure and allowing them to better expand their variety of services. 

At Numark Insurance Services, we approach pharmacy insurance solutions with care, helping support pharmacies by working with them on evaluating risks and insurance cover. We understand that community pharmacies continue to adapt and evolve their services. Clinical responsibilities grow, and new NHS initiatives can be introduced with little notice. This is why we do not believe in automatically adding extra fees only because a pharmacy delivers new or expanded services. 

Here is a limited example of what services we can cover, reach out to our team to lean more: 

  • Covid, flu and travel 
  • PGDS 
  • Ear Micro Suction 
  • NHS Pharmacy First  
  • Phlebotomy 
  • Cryotherapy 
  • Weightloss PGD 
  • IP (As well as: IP Weightloss and IP Pathfinder)
  • Ear Syringing  
  • B12  
  • Aesthetics  
  • Hayfever injection - Kenlog 
  • Online Sales 

We offer insurance solutions that can adapt alongside your pharmacy, supporting growth in a way that avoids creating barriers. We believe insurance should be a part of a safety net that helps support progress. 

Community pharmacy continues to operate under more pressure. Adding extra cost for delivering more services does not align with the sector’s long-term sustainability. 

That is why our approach remains consistent: 

  • Support pharmacies as services evolve.
  • Focus on value and relevance rather than applying blanket uplifts.
  • Review cover to avoid unnecessary financial strain. 

Get a quote with Numark Insurance Services: jensteninsurance.co.uk/numark 

Cover is subject to the pharmacist having the appropriate experience and training/qualifications in administering services, including vitamin injections (e.g. B12), travel vaccinations and ear microsuction. Travel cover applies to the administration of vaccinations and not consultation‑only services. 

Numark Insurance Services is a trading name of Jensten Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority. 

Company registration number: 08284692. Registered office: Coversure House, Vantage Park, Washingley Road, Huntingdon, PE29 6SR. 

Registered in England and Wales. Phoenix Healthcare Distribution Ltd trading as Numark is an Introducer Appointed Representative of Jensten Insurance Brokers Limited.